0161 486 5058

Retirement Planning and Wealth Management in Cheadle, Cheshire

How we are Paid

On receiving an enquiry we will arrange an initial meeting which can be at our offices, your home or your place of work. The purpose of this initial meeting is firstly to establish whether we are able to assist with your needs and objectives, and secondly to discuss the fees for our services should we be instructed to proceed. There is no charge for this preliminary meeting and no obligation on either side.

After the initial consultation, we will agree with you how we will be paid for the services you instruct us to provide, both in terms of the amount and the timing of the payment.

Regulatory changes introduced as part of the Retail Distribution Review which took effect on the 31st December 2012, mean that financial advisers can no longer be paid by commission for investment related advice. We will explain our services to you and how much our advice will cost and will agree with you how you will pay for it.

Fees for investment related advice will be calculated based on a percentage of the amount invested. Fees may be subject to VAT at the prevailing rate, depending upon the type of work undertaken.

We do not charge a fee for our protection services as we normally receive commission from the product provider.

The fees we charge will be a matter for discussion and agreement and no charges will be made without prior notification in writing. 

Click here to view our Keyfacts document about our costs and services